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Typical Representative Finance Example
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%