New Car Finance in St Helens

At Motorology, we understand that financing a new car can be a daunting task. That's why we offer tailored finance options in St Helens to help you drive away with your ideal car, crossover, or van without the financial stress. Contact us today to explore our flexible solutions designed to fit your budget.

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Typical Representative Finance Example
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%
Product
Conditional Sale
Cash Price
£9,495.00
Total Deposit
£949.50
Total Amount of Credit
£8,545.50
First Payment
£198.30
58 Monthly Payments
£198.30
Final Payment
£198.30
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£3,352.50
Total Amount Payable
£12,847.50
Annual Fixed Interest Rate
6.75%
Representative APR
14.80%

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and leasing agreements. Each option provides flexibility to suit different budgets and preferences.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with varied credit profiles.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to confirm your income.

The finance approval process can vary, but we aim to provide a decision within 24 to 48 hours. In some cases, instant decisions may be possible.

Absolutely, part exchanges are welcomed. The value of your current vehicle can be used towards the deposit for your new car, potentially lowering your monthly payments.

We offer finance options for a wide range of cars, crossovers, and vans. However, some finance deals may have restrictions based on the age or value of the vehicle, so it's best to discuss your specific needs with our finance team.